Your business depends on you! Who knows how to do what’s needed? Who fills in when others fail to come to work? Who makes the decisions that drive sales? For most businesses it is the owner. Some have management individuals that, while not owners, have been assigned tasks that are difficult to replace. As difficult as the owner is to do without. We can show you how to protect your business and yourself should you not be able to contribute or some one not be able to perform. It costs….a lot to replace a highly trained manager or owner! Disability plans can be customized to fit most any need. Business overhead plans have helped many owners keep doors open during recovery from and accident or illness.